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Market volatility continues to make fixed income securities an attractive option.
However, escalating occurrences of mortgage fraud, the emergence of new loan products,
and an increasingly intricate and complex compliance landscape have made comprehensive
risk analysis a necessary component to any secondary market acquisition. Opus CMC
understands that accurate pricing and effective risk management are dependant on
the accuracy of due diligence reviews, which is why we are committed to providing
our clients with unparalleled service that includes the most accurate and effective
data available.
At Opus CMC, we know that it is quality underwriting that drives the due diligence
process, and that too often this basic element of due diligence is overlooked in
favor of data entry skills. Opus CMC is committed to providing the type of quality
underwriting that can identify underlying problems and potential fraud that may
not be ascertained by looking at numbers alone. That is why each Opus underwriter
must meet minimum service requirements, and is carefully screened and tested before
being assigned to a project, ensuring that our clients are not left at risk.
OpusFirst, our innovative due diligence system, allows us to offer the best in mortgage
software technology. including the flexibility of on-site, real-time reporting.
Information is delivered quickly and accurately. Opus team leaders and transaction
managers work quickly on event level loan resolution to ensure timely job completion
and a successful trade settlement.
Opus CMC performs reviews on many different types of products including:
- Credit and Compliance Reviews
- Compliance Only Reviews
- Reverse Mortgages
- Auto Loans
- Student Loans
- Forensic/Fraud Reviews
- International Due Diligence
- Rep and Warrant Reviews
- Data Integrity Reviews
- HMDA Scrubs
- Professional Staffing
- Collateral Reviews
- Non-Performing Assets Reviews
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Keeping up with new developments in regulatory compliance, and translating those
developments into the loan review process is a never ending challenge. However,
at Opus CMC compliance is our forte. Our senior management has over 50 years of
combined compliance experience, giving our clients confidence in our interpretations
and the accurate results of our compliance reviews.
Whether it is a loan-by-loan review or an analysis of operational compliance, as
a client of Opus CMC,
you can expect:
- Current tests and tolerances for all federal, state and local regulationsIn depth
loan level quality control with a 100% re-review of input data
- Accurate and discernable reporting
- Access to superior compliance consultation
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The operational review process is designed to elicit a meaningful and actionable
assessment of all client specified operational procedures. Opus utilizes operational
management interviews, software demonstration, compliance knowledge source assessment,
and a host of other means produce a comprehensive analysis and provide effective
feedback and recommendations certain to make a difference for our clients.
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The Opus CMC advisory team draws on its experience as industry leaders to provide
high quality consultation, including:
- Client Management, Advisement and Education
- Due diligence/ portfolio analysis counseling
- Legal, regulatory and reputation risk exposure assessment
- Technical support and advanced IT solutions development
- Internal training and guideline development
- Third party compliance audit
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Adaptability is essential in navigating the dynamic mortgage industry. Staffing
needs can be highly unpredictable and often changing. From closing to collections,
processing, underwriting and secondary market services, Opus CMC is at the forefront
in providing timely and effective staffing solutions to all your mortgage business
needs.
Experience and expertise are a must. Drawing from an extensive database of highly
skilled contractors nationwide, Opus CMC can find the right fit for your requirements,
short and long term.
For services offered by our International Division, please visit
www.opusinternational.net
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