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Overview
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OpusFirst is Opus CMC’s proprietary Due Diligence engine. Opus’ many
skilled mortgage professionals, in conjunction with our talented Information
Technology staff, spend countless hours developing OpusFirst with
the clients needs in mind: flexibility with adding client-specific
requirements, complete and accurate data capture, adaptable and real-time
reporting, accurate compliance results and secure data delivery.
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The OpusFirst compliance engine integrates all federal, state and
local compliance tests, including:
- Federal, State and Local Predatory Lending Thresholds
- TILA, APR
and Finance Charge Tolerances
- Right
of Rescission Verification
- Compliance
Document Reviews
- Fannie Mae Requirements
Every loan reviewed with OpusFirst receives a complete
compliance QC, including HUD-1 points and
fees
re-verification.
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OpusFirst was engineered with logic to assist in ensuring the accuracy
of data. These automated rules can be tailored
to a client’s
request. A QC of every credit event level
3 is completed by the lead or transaction
manager as well as all Event Level 1 & 2 loans
to ensure that there is no unidentified risk.
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One of the greatest strengths of the OpusFirst system is reporting
capabilities. Designed for adaptability, OpusFirst enables detailed
information to be dispensed as requested and customizable to the specific
needs of the client.
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Information security is a top priority for Opus CMC. Technological
and procedural safeguards are in place,
ensuring maximum privacy and security requirements.
- Secure
Sockets Layer (SSL) Certificates (provided
by VeriSign, Inc.) data encryption
- 128
bit encryption
- VPN Firewall Protection
- One way password encryption
- Scheduled security assignment audits
- Email encryption
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